Terms of Use for GoldenYearsInfo

1. Acceptance of Terms

Welcome to GoldenYearsInfo. By accessing or using our website, you agree to these Terms of Use, which govern your use of our platform providing pension and retirement information for seniors in Singapore.

2. Definitions

  • “Platform”: GoldenYearsInfo website and associated digital services
  • “User”: Any individual accessing or using the platform
  • “Content”: Information, articles, guides, and resources provided on the platform

3. User Eligibility

Users must be:

  • 18 years of age or older
  • Residents or interested parties in Singapore’s pension system
  • Capable of understanding and agreeing to these terms

4. User Rights and Obligations

4.1 User Rights

  • Access pension information and resources
  • Submit inquiries about retirement planning
  • Receive accurate and current information

4.2 User Obligations

  • Provide accurate personal information
  • Use platform resources responsibly
  • Respect intellectual property rights
  • Maintain confidentiality of personal account details

5. Intellectual Property Rights

All content on GoldenYearsInfo is:

  • Owned by GoldenYearsInfo
  • Protected under Singapore’s copyright laws
  • Not to be reproduced without explicit written permission

6. Content Licensing

Users are granted:

  • Non-exclusive, non-transferable right to view content
  • Personal, non-commercial usage rights
  • No right to modify or redistribute platform content

7. Limitation of Liability

GoldenYearsInfo:

  • Provides information for general guidance
  • Cannot be held liable for individual financial decisions
  • Disclaims responsibility for outdated or misinterpreted information

8. Dispute Resolution

Any disputes will be:

  • Governed by Singapore law
  • Resolved through mediation
  • Handled exclusively in Singapore jurisdiction

9. Service Termination

GoldenYearsInfo reserves the right to:

  • Suspend or terminate user access
  • Modify platform features
  • Discontinue services with prior notice

10. Modification of Terms

Terms may be updated periodically:

  • Changes will be posted on the platform
  • Continued use implies acceptance of new terms
  • Last updated: 2024-11-21

11. Contact Information

For inquiries or concerns:

12. Privacy and Data Protection

Users’ data will be handled in compliance with Singapore’s Personal Data Protection Act (PDPA).

13. Disclaimer

Information provided is for informational purposes only and should not be considered financial advice.

14. Governing Law

These terms are governed by and construed in accordance with the laws of Singapore.

Effective Date: 2024-11-21 Version: 1.0